Pricing

Per active client. Annual billing. No surprises.

Pricing reflects how the platform is actually used: a license is active when a client has completed onboarding and set up their vault — not when invitations were sent. Your firm pays for what advisors and clients actually deploy.

  • Billed per active client license
  • Firm minimums, not per-seat
  • Pilot rates 50–70% off list
  • Small RIAs (1–5 advisors)

    Starter

    $120 / client / year

    $6,000 / year

    50 license minimum

    • Full zero-knowledge vault, advisor view & audit chain
    • Self-serve advisor onboarding
    • Email support
    • Standard data residency
    Start a pilot
  • RecommendedMid-size RIAs (5–20 advisors)

    Growth

    $100 / client / year

    $20,000 / year

    200 license minimum

    • Everything in Starter
    • Guided firm onboarding & training
    • Priority support
    • Firm-branded client invitations
    Start a pilot
  • Large RIAs, broker-dealers, private banks

    Enterprise

    $75 / client / year

    $45,000 / year

    600 license minimum

    • Everything in Growth
    • SSO / SCIM & custom data residency
    • Named implementation manager
    • Security questionnaire & DPA support
    Start a pilot conversation

Worked exampleA mid-size RIA on Growth with 200 active clients lists at $100/client/yr ($20,000/yr). At the pilot rate (≈60% off), that’s ≈ $40/client/yr — about $8,000 for the 12-month pilot. Final numbers are set in the conversation.

Multi-year contracts (2–3 years) carry additional discount and waive the implementation fee. Pilot rates: 50–70% off list for the 12-month pilot period.

Specialized tier

For family offices.

A separate shape of engagement — not a higher rung. Smaller, more complex books, so pricing is per-license rather than per firm size.

Single + multi-family offices

Family Office

$250 / client / year

$10,000 / year

40 license minimum

  • Everything in Growth
  • Complex household & entity structures
  • White-glove concierge onboarding
  • Direct line to the team
Start a pilot conversation
Commitments, not loss-leaders

What we deliberately never charge for.

These are commitments, not loss-leaders. They reflect what the product is for.

  • Data export — always free, always available, regardless of subscription status.
  • Crisis-mode access for survivors — full functionality regardless of payment state.
  • Executor onboarding — the executor never pays to receive their designation.
  • Unlinking — removing firm visibility is free and immediate.
  • Document storage of final wishes — funeral preferences, letters to family remain accessible to designated recipients indefinitely.
Bespoke deployments

Discuss your firm’s pricing.

Custom pricing applies for large bank deployments (5,000+ licenses) and bespoke arrangements. The pilot conversation is the right place to start.

Pricing · GuardKin